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Celeste has been in business for three years, selling religious goods such as spiritual candles, holy oils and water, and other Christian-related items in her effort to bring the Holy Spirit to people’s lives.

Her plans to expand her business by hiring additional employees and purchasing more products lead her to look for opportunity to find capital. One day an Accion Texas Inc. employee came in contact with Celeste and referred her to apply for a microloan to cover expenses. Once Celeste was approved for her Accion loan, she purchased more spiritual candles, holy water and oils, and continued to pay the salary of her one full-time employee.

Her next goal is to hire three part-time employees but for now, Celeste is taking it a day at a time. She says without the loan, “I would have not been able to purchase the extra inventory to maintain my current sales and increase my income.”

Additional Information

About LiftFund

LiftFund. ( is an award-winning nonprofit organization (previously known as Accion Texas) with a mission to provide credit and loans to small and start-up businesses that have limited or no access to credit from commercial sources. Established in 1994 in San Antonio, LiftFund has helped Texas and Louisiana entrepreneurs strengthen their businesses, stabilize and increase their incomes, create employment, and contribute to the economic revitalization of their communities. Learn more at

About United States

  • $54,800
    Average annual income
  • 22
    View loans »
    United States Loans Fundraising
  • $12,684,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $5,450 helped Celeste to purchase more spiritual candles, holy water and oils, and continue to pay the salary of her one full-time employee.
Repayment Term
32 months (Additional Information)
Repayment Schedule
May 30, 2013
Jul 2, 2013
Currency Exchange Loss:
Aug 1, 2013