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Luz Adilia
Luz Adilia is a 38-year-old woman and mother of two children who are school-aged. She lives in the town of El Sauce, where she was born and raised. Ten years ago she began her business with the little capital that she was loaned, and with the goal to have her own grocery store business where she offered general goods that would generate income to help her husband with the household expenses. Little by little it has grown and she has stocked it with an inventory of products that help attract her customers.

This Señora is very hard-working because at five in the morning she begins her work; preparing her son for school and later tending to the business as well as all the household chores. All of this is done with sacrifice in order to give her children the best education and to leave them, as an inheritance in the future, a good house so that they do not lack a roof to live under.

With the goal of continuing to stock the business with products that she doesn't currently have to attract her customers, she is asking for a loan to buy soap, rice, sugar, corn, and oil. She hopes and has faith in God that the Kiva lenders, through Ceprodel, will grant her this loan to continue working and to get ahead in life.
View original language description ↓
Luz Adilia es una señora de 38 años, madre de dos hijos que están en edad escolar. Habita en el municipio de El Sauce donde fue nacida y criada.
Desde hace 10 años inició su negocio con un pequeño capital que le financiaron con el objetivo de tener su propio negocio el cual consiste en una pulpería donde ofrece abarrotería en general, que generara ingresos para ayudar a su esposo en los gastos del hogar.
Poco a poco ha ido creciendo y surtiendo el inventario de productos que ayudan a atraer a sus clientes.
Esta señora es muy trabajadora ya que desde las cinco de la mañana inicia su labor alistando a su hijo para el colegio y luego atender el negocio junto con los quehaceres del hogar.
Todo esto lo hace con sacrificio para darle lo mejor a sus hijos en educación y dejarles como herencia para el futuro una buena casa para que no les falte un techo donde vivir.
Con el fin de seguir surtiendo el negocio de productos que actualmente no tiene para atraer la demanda de sus clientes está necesitando de un crédito para comprar jabón, arroz, azúcar, maíz y aceite.
Espera y confía en Dios que los inversionistas de Kiva a través de Ceprodel le otorgarán este préstamo para seguir luchando y salir adelante

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 94
    View loans »
    Nicaragua Loans Fundraising
  • $24,760,950
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Luz Adilia to buy soap, rice, sugar, corn, and oil.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 5, 2013
Listed
Jun 30, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 18, 2014