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Fany Del Carmen
Fany del Carmen lives in the city of El Sauce in the western section of León department. During the winter season, the nearby mountains are covered by naturally scented flowers, and crystal-clear water runs in the rivers. The beautiful landscapes make tourism the main business in this community. Fany is proud to be a native of this marvelous area. She gave birth to her only child, a daughter, here, and she has educated her in the community's traditions and customs.

Fany received a degree in accounting and has worked in this profession for a local business for 20 years. She has used her salary to renovate her home and to give her daughter the best education she could afford.

She has applied to Ceprodel for a Kiva loan to buy medicine and to pay for an ultrasound and medical appointments so that she can improve her poor health. She has great faith that her loan will be approved so that she can make this investment.
View original language description ↓
Fany del Carmen habita en el municipio de El Sauce, un poblado ubicado al occidente del departamento de León rodeado en esta temporada de invierno de montañas florecidas donde prevalece el aroma natural de las flores y de ríos caudalosos donde prevalece el agua cristalina.

En este bello pueblo predomina lo turístico por sus paisajes atractivos.

Fany se siente muy orgullosa de haber nacido en esta maravillosa tierra y fue aquí donde tuvo a su primer y única hija a la cual le inculca lo tradicional de su pueblo y las costumbres pueblerinas.

Se recibió como contadora y desde hace más de veinte años se desempeña como tal en una empresa de la localidad. Con su salario ha mejorado su vivienda y ha tratado de darle a su hija lo mejor que puede en cuanto a educación.

Actualmente está solicitando un crédito en Ceprodel para que con el apoyo de los inversionistas de Kiva lo financien el cual lo requiere para Compra de medicina, realización de ultrasonidos y pago de consultas médicas con el fin de mejorar su salud ya que se ha sentido mal.

Espera con gran fe que estas personas apoyen su solicitud para llevar a cabo su inversión.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

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About Nicaragua

  • $3,636
    Average annual income
  • 144
    View loans »
    Nicaragua Loans Fundraising
  • $24,094,200
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Fany Del Carmen to buy medicine and to pay for an ultrasound and medical appointments.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 6, 2013
Listed
Jun 30, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 26, 2014