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Jose Amilcar
José, 36, lives with his wife and their two children. He makes a living in agriculture, specifically cultivating corn and coffee. He has been working in this field for many years and this experience has been very valuable in allowing him to obtain better harvests.

His farmland is located in an agriculture-heavy area. He sells in all of the surrounding areas and he already has many steady clients. These people always favor his products because they are quality products at accessible prices, and furthermore, his service is unmatched.

José needs to invest in supplies but he does not have enough capital, which is why he is requesting a loan from INTEGRAL to allow him to buy seeds, compost, insecticide, fertilizer, tools, etc. and that way continue with his harvest and be able to give his family what they need without any limitations.
View original language description ↓
José de 36 años de edad vive junto a su esposa y sus dos hijos; el se dedica a la agricultura específicamente al cultivo de maíz, y cafe tiene muchos años de trabajar en este rubro y se ha hecho de experiencia muy valiosa que le permite obtener las mejores cosechas , el terreno de cultivo está ubicado en una zona de incidencia agrícola, el comercia en todas las zonas aledañas y ya tiene mucha clientela fija, estas personas siempre prefieren su producto pues es de calidad y a precios realmente accesibles además el servicio es inigualable, José necesita invertir en insumos pero no posee de suficiente capital por eso le solicita a INTEGRAL un crédito que le permita comprar semillas, abono, insecticida, fertilizantes, herramienta, etc. y asi seguir con sus cosechas y poder darle a su familia lo que necesita in limitación alguna.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 755
    View loans »
    El Salvador Loans Fundraising
  • $27,027,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Jose Amilcar to buy seeds, compost, insecticide, fertilizer, tools, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jun 24, 2013
Jun 30, 2013
Currency Exchange Loss:
Aug 23, 2014