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Nery Xiomara
Nery Xiomara is 51 and lives with her older sister in the city of El Sauce, where she has lived all her life. As a child, she dreamed of working in an office, and she studied to be an executive secretary. She has worked for several years in this capacity in one of the city's offices.

Lately, she has been in poor health. Her low salary only allows her to meet basic household expenses, so she has not been able to visit a doctor to improve her health. She would have to travel to the city of León and incur expenses to visit a doctor; therefore, she needs a loan from Kiva lenders through Ceprodel to buy medication and to pay for tests and medical appointments to improve her health so that she is able to work better and feel well, as a healthy person is a happy person.
View original language description ↓
Nery Xiomara es una señora de 51 años que vive al lado de su hermana mayor en el municipio de El Sauce donde ha vivido toda su vida.

Desde muy pequeña soñó con ser una oficinista y por eso estudió la carrera de secretaria ejecutiva y hoy se desempeña como tal en una Institución de dicho municipio donde tiene varios años de laborar.

Últimamente se ha sentido mal de salud y por su bajo salario que solo alcanza para lo básico de su hogar no ha podido asistir al médico para mejorar su salud, ya que para esto tiene que viajar hasta la ciudad de León y se incurren en una serie de gastos, por tal motivo necesita que los inversionistas de Kiva le financien un crédito a través de Ceprodel para comprar medicamentos, realización de exámenes y pago de consultas médicas con el fin de mejorar su salud y así poder rendir mejor en su trabajo y sentirse bien porque una persona sana es feliz.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.


About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Nery Xiomara to buy medication and to pay for tests and medical appointments.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 31, 2013
Jun 30, 2013
Currency Exchange Loss:
Jun 17, 2014