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Yenis Xiomara
Yenis is 25 years old with all of her youth ahead of her to achieve her dreams and goals and to be someone in life. She and her partner have a son who is only a few months old. She has four years of primary education, which she was able to get thanks to her parents' effort and support, as they had few economic resources. They were the ones who taught her to work the land and grow corn, beans, and coffee, and this family tradition is why she has a lot of experience. She and her partner inherited the land they work from a relative; it is 2 km from their home and they visit it on foot daily to tend to it and maintain it.

Yenis has asked the COMIXMUL Cooperative for financing to buy supplies that will protect their coffee crops from insect pests, among other things that damage the harvest.

She plans to be able to buy a little more land so she can to grow more coffee or other staple crops that will help generate income for her family and her household. Her goal is to save up some money little by little for her son to go to school so that when the day comes his education will not be a problem.
View original language description ↓
Yenis tiene una edad de 25 años con toda una juventud por delante para cumplir sus sueños, sus metas y ser alguien en la vida. En compañía de su pareja tienen un hijo el cual está de meses de nacido. Ella tiene 4 años de educación primaria los cuales pudo cursar gracias al apoyo y esfuerzo de sus padres ya que ellos eran de escasos recurso económicos. Fueron ellos los que le enseñaron a trabajar la tierra en lo que es la siembra de maíz, frijol y café por lo cual tiene mucha experiencia ya que es una tradición familiar. La tierra que en compañía de su pareja trabajan es propia adquirida por medio de una herencia familiar ubicada a 2 kilómetros de distancia de su casa de habitación trasladándose a pie diariamente para su asistencia y mantenimiento.

Yenis ha solicitado a la cooperativa COMIXMUL un financiamiento para la compra de insumos que ayudaran a sus cultivos de café a proteger de plagas, bichos, entre otros que dañen la cosecha.

Sus planes son poder comprar un poco más de tierra para poder cultivar más café u otros granos básicos que ayuden a generar ingresos para su familia y su hogar. Sus metas son los de poder ir poco a poco formando un capital para el estudio de su hijo y que el día de mañana no tenga problemas para que él estudie.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 89
    View loans »
    Honduras Loans Fundraising
  • $8,676,100
    Funds lent in using Kiva
  • 20.3
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Yenis Xiomara to buy farming supplies for her coffee crop.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 27, 2013
Listed
Jun 30, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2014