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Josefina is 60 years old. She lives with her three children, her granddaughter, and her husband, who farms for a living. They live in their own home. She sells food and cocktails for a living. Her business is located on the beach, which is near where she has lived for 28 years now. She has a large clientele because she sells the best cocktails and food and she is very friendly when she works. With the profits she makes and with her husband's help, they are able to cover some of the household expenses. Josefina is asking for a loan to buy shrimp, fish, conches, and all the ingredients she needs to prepare the foods she sells as this is her only source of work and this will allow her to make better profits to have a better quality of life.
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Doña Josefina de 60 años de edad vive con sus tres hijos, su nieta y su esposo quien se dedica a la agricultura viven en casa propia, ella se dedica a la venta de cocteles y comida su negocio lo tiene ubicado en la playa que está cerca de su lugar de residencia desde hace 28 años, tienen mucha clientela porque vende los mejores cocteles y comidas y es muy amable a la hora de vender, con las ganancias que obtiene y con la ayuda de su esposo logran cubrir algunos gastos de su hogar, doña josefina solicita un crédito para poder comprar camarones, pescados, conchas y todos los ingredientes necesarios para preparar los alimentos que vende ya que esa es su única fuente de trabajo y asi poder obtener mejores ganancias para darle una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 720
    View loans »
    El Salvador Loans Fundraising
  • $27,126,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Josefina to buy shrimp, fish, conches, etc.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
May 28, 2013
Jun 30, 2013
Currency Exchange Loss:
Nov 17, 2013