Update on Hilda LuciaHilda is 35 years old, married, and lives in Guaranda, in Bolívar province. She lives with her husband and three children.
The Art and Culture Communal Bank "Wari" is located in the community of Larkaloma, about 45 minutes from the office, and is comprised of eleven members.
Hilda works in agriculture, planting potatoes and raising cattle and chickens.
She is requesting this loan to purchase seed potatoes, cows and chickens, fertilizers and urea, and liquid herbicides, such that she can have her own business. She does her buying and selling in Guaranda on a weekly basis.
Her dream is to have her own vehicle, since many of the challenges she faces on a daily basis are due to the poor means of travel. In her spare time, she weaves wool clothing.
La VRC Arte y Cultura “Wari” se encuentra en la comunidad de Larkaloma a 45 minutos de la oficina, está conformada por 11 socios.
Hilda se dedica a la agricultura, siembre de papas y cría animales ganado y pollos.
Solicita el crédito para comprar semilla de papas, pollos y vacas, fertilizantesn urea, lìquidos para la maleza y así poder tener un propio negocio , las compras y las ventas lo hace en Guaranda de forma semanal.
Su sueño es tener un vehículo propio, ya que los desafíos a los se enfrentan diariamente son las malas vías de comunicación.
Su tiempo libre la dedica a tejar ropa de lana.
Previous Loan DetailsHilda Lucía is 33 years old, married, and lives in Guaranda, in Bolívar province. She lives with her husband and two children. The "Wari" Art and Culture Community Bank is located in Larkaloma community, 45 minutes from the office. It has 11 members. Hilda works in agriculture. She grows... More from Hilda Lucia's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
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Success!! The loan was 100% repaid