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Celina Del Carmen
Celina is 28 years old and the single mother of a 9-year-old daughter. She grew up with her grandparents, as her parents died in her country's civil war. Ever since she was very young, she has fought hard to earn her living. She went to school through the seventh grade, but after that she had to go and work in the city. She worked first in a diner, and she also washed and ironed clothing for other people in the community. Today, after a lot of hard work, she is enrolled in distance learning and she's up to the high school level. On the weekends, she goes to school, thanks in part to an uncle who is helping her with some of the school's expenses.

Through her hard work, she has managed to build a cinder block home. It has always been her dream to live on her own with her daughter. She also works in small-scale agriculture, and is learning to make vegetable gardens.

She is requesting this loan through Fundación Campo, which will be used to pay for sand, cement, and labor costs towards pouring a concrete floor in her home. In time, she will be able to pave it in bricks. She will also invest in the construction of a daub-and-wattle / wood frame kitchen, which will go alongside her home.

With this loan, her home will be more convenient. By having the kitchen, she will be able to avoid suffering from a variety of respiratory illnesses. She dreams of improving her home, a little at a time; she is still missing a containing wall and a perimeter fence. She also wants to finish her studies and continue to support her daughter.
View original language description ↓
Celina tiene 28 años de edad, es una madre soltera de una niña de 9 años de edad. ella se ha crecido con sus abuelos pues sus padres murieron en la guerra civil que hubo en el país. Desde pequeña ha luchado muy duro para ver de ganar para la comida diaria, estudios en el nivel básico hasta séptimo grado. Luego tuvo que irse a trabajar a la ciudad en un comedor y también lavaba, planchaba en la comunidad a personas ajenas. Hoy en día con muchos esfuerzos esta estudiando a distancia y ya esta en el nivel secundario, los fines de semana se va ha estudiar, gracias también a un tío que le ayuda con algunos gastos del instituto.

Con esfuerzos ha logrado construir una casa de bloque, pues siempre había soñado vivir aparte con su hija. Trabaja en pequeña escala en la agricultura y hoy esta aprendiendo hacer huertos caseros (hortalizas)

El préstamo que esta solicitando a Fundación Campo, es para comprar arena, cemento y pago de mano de obra, para fraguar por dentro de la casa y tener el piso encementado, y con el tiempo poder enladrillarla, también invertirá en la construcción de una cocina de bahareque y de tablas, para tener la cocina, a la par de la casa.

Con el financiamiento, tendrá una mejor comodidad, a la vez con la cocina evitara de cierta manera padecer de enfermedades respiratorias.

ella sueña poco a poco ir mejorando la vivienda, pues aun le hace falta un muro de contención y una cerca perimetral y terminar sus estudios y seguir apoyando a su hija.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $4,900
    Average annual income
  • 653
    View loans »
    El Salvador Loans Fundraising
  • $22,066,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Celina Del Carmen pour a concrete floor in her home and build a kitchen.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 27, 2013
Listed
Jun 30, 2013
Currency Exchange Loss:
N/A
Ended:
Oct 17, 2014