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Iris
Iris, 26, is a strong young woman with a spirit of trust and self-improvement. She and her live-in partner formed a family of three children. The two oldest attend schools in different grades; when they're done with their school activities they help their parents in the fields.

She learned to work the land from a very young age because agriculture, especially growing coffee, is a tradition in her family; it was a job for her parents and is now for her own family. Her crops are located about 10 meters from her house, so it's easy for her to take care of and maintain them. As with everything in life she has challenges, such as falling prices, natural disasters, and the lack of maintenance because products are expensive and out of her reach.

This is why she's currently requesting a loan from the COMIXMUL cooperative to be able to buy the inputs she needs for her coffee crops, to take care of everything so she can have an excellent harvest.

Her goal is to be able to take care of her crops, because otherwise she can lose her entire harvest as well as the time and money invested in it. Her dream is to be able to support her children in their studies and their lives, and to see them grow and become people of substance.
View original language description ↓
Iris cuenta con una edad de 26 años, una mujer joven con muchas fuerzas y con mucho espíritu de confianza y superación. Ella en compañía de su compañero de hogar formaron una familia compuesta por 3 hijos los 2 mayores estudian en la escuela en diferentes grados de educación los cuales al salir de sus actividades escolares ayudan a sus padres en el campo. Desde muy pequeña aprendió a trabajar la tierra ya que en su familia es una tradición la agricultura principalmente el cultivo de café actividad económica para sus padres y hoy en día para su familia. sus cultivos están ubicados a una distancia de su casa de habitación de 10 metros por lo tanto se le es fácil el cuidado y mantenimiento al mismo. Como todo en la vida ella tiene desafíos los cuales son la baja de los precios, los desastres naturales y la falta de mantenimiento ya que hay productos que son caros y no están a su alcance.

Por lo que hoy en día ha solicitado un financiamiento a la cooperativa COMIXMUL para poder comprar los insumos necesarios para sus cultivos de café y así poder dar la asistencia que necesitan para poder obtener una excelente cosecha.

Su meta es poder asistir sus cultivos ya que de no hacerlo ella puede perder su cosecha en su totalidad más el tiempo invertido y el dinero. Su sueño es poder apoyar a sus hijos en sus estudios, en su vida y verlos crecer y convertirse en hombres de provecho.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 72
    View loans »
    Honduras Loans Fundraising
  • $8,633,625
    Funds lent in using Kiva
  • 20.3
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,350 helped Iris to buy agricultural inputs.
44% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 26, 2013
Listed
Jun 30, 2013
Currency Exchange Loss:
Possible