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Gaviotas (Flat) Group
In this Group: Maria Sugey, Maria Angelica, Julia, Cecilia , Gabriela , Mauricio, Roberta, Minerva
“Gaviotas (Flat)” (“Gaviotas” means “seagulls”) is a group made up of 8 happy and entrepreneurial people. This group is located in the community of Vista Hermosa. In order to be able to get to the community, you take a bus that leaves you on the highway, and you should walk about 20 more minutes. The main source of employment is the land, planting and growing sugar cane.

Cecilia is 32 years old. She studied through the second year of secondary school and she is married to Juan, with whom she has 4 children: Juan Carlos, Eduardo, Cecilia, and Imelda.

Cecilia says that more than three years ago she started her business selling sweets (cocadas [coconut macaroons], camotes [sweet potato candy], and dulce de leche candies). She sells door to door in her community and sometimes she goes to other communities like La Reforma, La Atalaya, and Loma Alta to sell her sweets. She decided to start her own business because she wants to help her husband with the household expenses and give her children a better quality of life. Cecilia wants to give her children a profession, but she also knows that she will only achieve that by working enthusiastically with her husband.

A loan from Kiva and VisionFund will help her to buy a variety of sweets to sell.

She also says that she is grateful to the institutions, since with this loan her business will prosper so that she can offer her children a better quality of life, as she wants so much to do.

The other members of the group are:
Maria Sugey: selling shoes
Maria Angélica: selling clothing
Julia: selling soft drinks
Gabriela: selling clothing
Mauricio: selling chicken and raising pigs
Roberta: selling chicken
Minerva: selling stationery
View original language description ↓
"Gaviotas (Flat)" es un grupo integrado por 8 personas alegres y emprendedoras, este grupo se encuentra ubicado en la comunidad de Vista Hermosa, para poder llegar a la comunidad se toma un autobús que te deja en la carretera y debes caminar alrededor de 20 minutos más. La principal fuente de empleo es el campo en la siembra y cultivo de caña de azúcar.

La señora Cecilia tiene la edad de 32 años, estudio hasta el segundo grado de secundaria y esta casada con el señor Juan con el cual tiene 4 hijos: Juan Carlos, Eduardo, Cecilia e Imelda.

Doña Cecilia platica que hace mas de tres años inició con su negocio de venta de dulces de repostería(cocadas, camotes y dulces de leche), ella vende casa por casa en su comunidad y algunas veces se va a otras comunidades como La Reforma, La Atalaya y Loma Alta a vender sus dulces, ella decidió iniciar su propio negocio porque quiere ayudar a su esposo en los gastos del hogar y darle a sus hijos una mejor calidad de vida. Doña Cecilia desea darles un profesión a sus hijos pero también sabe que solo lo logrará trabajando con entusiasmo junto a su esposo.

Un crédito de Kiva y VisionFund le ayudará a comprar variedad de dulces para su posterior venta.
Ella también dice que se encuentra agradecida con las instituciones ya que con este préstamo su negocio prosperara para poder ofrecerles una mejor calidad de vida a sus hijos como tanto lo desea.

Los demás integrantes del grupo son:
Maria Sugey venta de calzado
Maria Angélica venta de ropa
Julia venta de refrescos
Gabriela venta de ropa
Mauricio venta de pollo y cría de cerdos
Roberta venta de pollo
Minerva venta de papelería

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 19
    View loans »
    Mexico Loans Fundraising
  • $18,764,650
    Funds lent in using Kiva
  • 13.1
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Gaviotas (Flat) Group's $2,375 loan helped a member to buy a variety of sweets.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 5, 2013
Listed
Jul 1, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2013