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Oportunidad 2 Group
In this Group: Efigenia Morayma , Victoria , Fidelina , Arely, Maria De Los Angeles *, Alma Delia , Daniela , Guillermo , Juana*, Luisa
* not pictured
Doña Luisa is a very enterprising woman. She is 42-years old, only finished secondary school and is married to Don Daniel, who works as a manual laborer. They have two children, Daniel who is 18-years old and attends high school and Ana Lucia who is 13-years old and goes to secondary school.

Doña Luisa says that she has always liked working, but that a little over a year ago, she decided to start her own business. The idea was to earn her own money and to be able to help with the household expenses. Since her children are school-aged, their expenses are constantly increasing. Doña Luisa makes her living selling Mexican snacks, (empanadas, tostadas, garnachas ((stuffed tortillas)), gorditas) and beverages. Every afternoon, she sells the food from her parents' house. Their house is located closer to the town center, and so she can make more sales there. In the year that she has run her business, doña Luisa has earned good customers who come to spend their money because the food and the customer service are good: doña Luisa always greets her customers with a smile.

A loan from VisionFund will help doña Luisa to purchase tortillas, meat, chilies, tomatoes, onions, cooking oil, beans, potatoes, bananas, corn, rice, soup, gas and beverages to make her food to sell.

Doña Luisa hopes that with this investment her business will generate more sales and her earnings will go up. Little by little, she wants to expand her business and be able to offer her children a better quality of life.

Doña Luisa is one of the members of the communal bank called "Oportunidad 2" (Opportunity 2), which is made of up ten people. It is located in the community of San Miguel Soyaltepec, which is where the Cerro de Oro reservoir is located.

The other members of the communal bank are:

Efigenia- food sales
Victoria- snack sales
Fidelina-shoe sales
Arely- cosmetics sales
Maria de los ángeles- Popsicle sales
Alma Delia- food sales
Daniela- clothing sales
Guillermo- chicken sales
Juana- meat sales
View original language description ↓
Doña Luisa es una mujer muy emprendedora, ella tiene la edad de 42 años, solo estudio la secundaria y esta casada con Don Daniel que trabaja como ayudante de obras, ellos tiene 2 hijos Daniel de 18 años que asiste a la preparatoria y Ana Lucia de 13 años que estudia la secundaria.

Doña Luisa platica que siempre le ha gustado trabajar pero hace un poco mas de un año decidió iniciar a su propio negocio con el propósito de ganar su propio dinero y poder contribuir con los gastos de su hogar ya que sus hijos están estudiando y cada día los gastos eran mas fuertes, ella se dedica a la venta de antojitos mexicanos (empanadas, tostadas, garnachas, gorditas)y refrescos todos los días por las tardes, ella realiza sus ventas en la casa de sus padres porque está ubicada más cerca del centro y se vende mejor. En el año que tiene con su negocio ha ganado buenos clientes que acuden hacer el gasto ya que dicen que tiene un buen sazón, aparte de que la atención es buena: Doña Luisa siempre los recibe con una sonrisa.

Un crédito de VisionFund le ayudará a comprar de tortillas, carne, chiles, tomates, cebolla, aceite, frijol, papas, plátanos, maíz, arroz, sopa, gas y refrescos para la realización de sus ventas.

Ella espera que con esta inversión su negocio tenga mas ventas y sus ganancias aumenten para poco a poco ir agrandando su negocio y poder ofrecer a sus hijos una mejor calidad de vida.

Doña Luisa es uno de los integrantes de un grupo llamado Oportunidad 2 el cual esta integrado por 10 personas y está ubicado en la comunidad de San Miguel Soyaltepec en donde se encuentra la presa cerro de oro.

Los demás integrantes del grupo son:

Efigenia venta de comida
Victoria venta de antojitos
Fidelina venta de zapatos
Arely venta de cosméticos
Maria de los ángeles venta de hielitos
Alma Delia venta de comida
Daniela venta de ropa
Guillermo venta de pollo
Juana venta de carne

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 14
    View loans »
    Mexico Loans Fundraising
  • $18,793,250
    Funds lent in using Kiva
  • 13.1
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Oportunidad 2 Group's $2,975 loan helped a member to purchase tortillas, meat, chilies, tomatoes, onion, cooking oil, beans, potatoes, bananas, corn, rice, soup, gas and beverages.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 4, 2013
Listed
Jun 30, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2013