Saly, shown in the center of the photo, has been a merchant of condiments (vegetables sauces) for about 11 years. Her reputation in her field makes her a highly sought after and popular merchant. With this loan, she intends to buy two sacks of onions, one carton of tomato paste and one packet of Maggi (bouillon) cubes. Saly purchases her supplies in the city of Kadiolo and Sikasso. Her clientele is composed of men and women. She retails her goods from her home and at the market, for cash and on credit.
Saly hopes to earn an average monthly income of 25,500 Francs CFA, part of which will be used to repay her loan and its interest, and the remainder of which will go into her savings. Saly aims to increase her sales turnover so that she can better serve her customers.
Elles sont à leur cinquième prêt avec l’institution de micro finance Soro Yiriwaso et tous les prêts précédents ont été correctement remboursés.
SALY en position au milieu sur la photo, fait le commerce de condiments il ya environ 11 ans, sa renommée en la matière fait d’elle une commerçante très sollicitée et appréciée.
Elle compte acheter 2 sacs d’oignon, 1 carton de concentrée de tomate et 1 paquets de cubes maggi. Elle s’approvisionne à Kadiolo ville et de Sikasso. Sa clientèle se compose d’hommes et de femmes. Elle vend à domicile et au marché, en détail, au comptant et à crédit.
Elle compte réaliser un bénéfice mensuel moyen de 25 500 francs CFA dont une partie sera utilisée pour payer le prêt et son interêt et l’autre pour son épargne .
Elle ambitionne d’augmenter son chiffre d’affaire pour mieux satisfaire sa clientèle.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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