Dorothy lives in Mombasa, Kenya. She is married and blessed with two children. She sells imported secondhand clothes in the local market. She has one employee who helps her run the business. She has been in the clothes business for more than ten years. The 45-year-old heard of Milango through friends and she decided to join so that she could access credit for her business. She now seeks a loan to buy six bales of secondhand clothes. She also runs a public transport vehicle which gives her extra income. She says that when it rains it becomes very difficult to get customers. The other challenge is that prices fluctuate and this sometimes brings losses. The extra income that she will get will pay her children's school fees and improve the standard of living for her family.