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Update on Zef

With a prior loan extended to Zef, he was able to buy baby turkeys. (Zef is pictured next to the turkeys that he bought with proceeds from the previous loan, thanks to all of you lenders.) He would like to express his deep gratitude for your prior help, but he also wants to ask for your help once again.

He is seeking a loan to buy food for his animals. The amount that he needs now is 100,000 Albanian Lek.

Previous Loan Details

Zef is in his late fifties, married and a father of three children ranging from thirty to twenty years of age. For the past sixteen years, he has been in the poultry business, raising turkeys. "The main hardship in the beginning in this type of business, " he says, "was that Albanians were not ve... More from Zef's previous loan »

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Albania

  • $10,700
    Average annual income
  • 23
    View loans »
    Albania Loans Fundraising
  • $2,741,225
    Funds lent in using Kiva
  • 108.0
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Zef to purchase food for turkeys that he purchased with proceeds from a prior loan.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 26, 2013
Jul 1, 2013
Currency Exchange Loss:
Aug 17, 2014