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Ernestine, who has two children has been a vegetable and tuber seller since 1992. She would like to put a small nest egg of money on one side to keep her family free from want. In particular, she would like to open new points of sale. To achieve this, she requests a loan which would enable her to buy the new stock of vegetables which she will need.
Ernestine, mère de deux enfants et vendeuse de légumes et tubercules depuis 1992, souhaite se constituer un pécule afin de mettre sa famille à l’abri du besoin. Elle souhaite notamment créer de nouveaux points de vente. Pour ce faire, elle sollicite un crédit qui lui permettrait d’acheter les nouveaux stocks de légumes dont elle aura besoin.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!


About Togo

  • $1,700
    Average annual income
  • 1
    View loans »
    Togo Loans Fundraising
  • $8,590,025
    Funds lent in using Kiva
  • 503.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Enerstine to buy vegetables, tubers and various products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 6, 2013
Jun 28, 2013
Currency Exchange Loss:
May 17, 2014