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Zakieh is a 52-year-old widow and a mother of four children. She lives with her family in a marginalized Palestinian camp in southern Lebanon, just like almost all of the Palestinian refugees with limited working opportunities.

For 15 years, Zakieh has worked as a housekeeper for a Lebanese family, to take care of her children and raise them properly. One of her children is also working. However, their combined income is in no way sufficient to provide for a family of six members. Zakieh's other children are enrolled in public school, so that they could be provided with a good education, a privilege Zakieh did not have the opportunity to acquire since she is illiterate.

She decided to acquire a loan from Al Majmoua Lebanese Association for Development because she needs the money in order to help her son to continue building his new house. As for the future, she wishes to expand her business.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Lebanon

  • $15,800
    Average annual income
  • 142
    View loans »
    Lebanon Loans Fundraising
  • $17,449,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,000 helped Zakieh to help her son to continue building his new house.
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 30, 2013
Jul 1, 2013
Currency Exchange Loss:
Jul 31, 2013