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Helen
Helen is one of the prospective students who will study management commerce and harbor administration at the Nusantara Maritime Academy. She wants to be a reliable and professional employee at a large harbor office.

Helen's parents are just merchants, and her parents try to make every effort to help Helen achieve her goals. The economic conditions of her parents are currently uncertain because now the prices of goods are more expensive.

Helen is worried about continuing her studies. She hopes to get a loan from Kiva to help finance her studies and to ease the burden on her parents.

Helen is very grateful to the lenders, though not personally known to her, because she can continue her studies.

Additional Information

More information about this loan

This loan is part of a YSBS higher education program through affiliate YPPK designed to help high-achieving high school graduates afford higher education at a top maritime academy. Akademi Maritim Nusantara trains students in ship engineering, nautical science, and maritime economics, and helps them find jobs after graduation. By funding this zero-interest loan, you are supporting a student who couldn’t otherwise afford higher education. Students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $4,458
    Average annual income
  • 67
    View loans »
    Indonesia Loans Fundraising
  • $4,799,150
    Funds lent in using Kiva
  • 9,925.0
    Indonesia Rupiahs (IDR) = $1 USD