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Nuzhat is a 44-year-old married woman and mother of three children. She has been successfully running a business of milk sales with the support of her husband for six years. She has two buffaloes that produce milk. She sells it to many of her neighbors along with butter and yogurt that she makes from the milk. She has improved her business to meet the day-to-day expenses of life. For the further improvement of her business, she is applying for a loan of 25,000 PKR to buy one more buffalo and some cans for milk storage. She is in her third loan cycle with a good repayment history. She hopes to grow her business as well as dreams of giving a good and quality education to her children through all her hard work.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 332
    View loans »
    Pakistan Loans Fundraising
  • $15,677,475
    Funds lent in using Kiva
  • 99.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Nuzhat to buy one more buffalo and some cans for milk storage.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 13, 2013
Jul 1, 2013
Currency Exchange Loss:
Mar 21, 2014