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Thelma Lucrecia
View original language description ↓
Mrs. R. has more than 7 years' history with the Leon 2000 Foundation. All of her credits have been put towards the purchase of raw materials related to her tailoring shop, she being a fashion designer. She lives in her own house that she has also remodelled with the help of past credits. She is married and has 7 children, two of which are still dependents and one is afflicted with Down's Syndrome. These are the only children left in her charge. Her husband is a bus driver, owner of his own vehicle, and he helps economically.

In her small tailoring shop she emplioys two individuals and they work from home.

She offers her services to a steady clientele, already established and to whom she delivers merchandise or the finished products. Her sales are carried out in cash or on credit, of which she collects 50% within 45 days.

Her dreams have mostly materialized in seeing her children become professionals, and work for themselves. Her biggest concern is of her daughter who is differently abled who will be left alone when she passes away. She doesn't feel that the care she provides her now will be the same type of care that she will receive from one of her siblings.

Translated from Spanish by Erika Lindig, Kiva Volunteer.

La señora R. tiene mas de 7 años de trabajar con fundación leon 2000, todos su creditos han sido para la compra de materia prima relacionaados con su taller de costura siendo ella modista, vive en casa propia, que tambien con los creditos ha vendido mejorando, es casada, tiene siete hijos de los cuales dos aún dependen de ella uno estudia en la universidad cursa el tercer año en administración de empresa y su otra hija quien le nacio con problemas de SINDROME DE DAUNW ( mentales), siendo los unicos hijo a su cargo.
Su esposo es transportista dueño de una unidad, quien le ayuda economicamente.

En su pequeño taller de costura se genera fuentes de empleo para dos personas dierctamente ya que estás trabajan en su casa.

Ella ofrece sus servicios a clientes fijos, ya establecidos a quienes les entrega mercadería o producto terminado, sus ventas son de contado y credito en un 50 porciento que recupera en un plazo de 45 dias.

Su sueño en su mayoria se han concretizado ya que la mayoria de sus hijos ya son profesionales, y trabajan por su propia cuenta, su mayor pesar es dejar a su hija con capacidades diferentes sola una vez que ella fallezca porque considera que el cuido que ella le da no se la van a dar sus otros hermanos.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 95
    View loans »
    Nicaragua Loans Fundraising
  • $25,011,000
    Funds lent in using Kiva
  • 19.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Thelma Lucrecia working capital.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 13, 2008
Jul 29, 2008
Currency Exchange Loss:
Sep 15, 2009