Vegaspamba (Cuenca) Group
One of the members of this group is Rosa Balvina. She is a founding member of the Vegaspamba communal bank. She likes this type of loans because they give her the opportunity to grow her business and spend time with her friends and neighbors at the same time.
Rosa Balvina, 62, is a widow. She has six children from her marriage. They are adults who are married and live independently. She lives with her grandson, whom she has raised since he was a baby. He is now 14 and is studying in a secondary school in the town. She does not have her own house, so she lives in a house which belongs to someone else.
Rosa Balvina raises lambs, chickens, and calves. She also works in agriculture to feed her household, and if there is extra, she sells it. She still has not given up the work which she learned from her parents, which is making rope.
She will invest this loan in the purchase of animal feed and nylon to make rope.
Her goal is to continue growing her business.
Una de las socias de este grupo es la Señora. Rosa Balvina, es una socia fundadora del grupo de crédito Vegaspamba, le gusta esta forma de créditos porque le dan la oportunidad de crecer en su actividad económica y a su vez compartir un tiempo con sus amigas y vecinas.
La Señora Rosa Balvina tiene 62 años, es viuda pero en su unión conyugal ha concebido 6 hijos mayores de edad que están casados y viven independientes, ella vive con un nieto a quien lo crio desde que era un bebe, ahora el tiene 14 años y está estudiando en un colegio de la localidad. No tiene casa propia por o que vive en una casa prestada.
Doña Rosa Balvina se dedica a la cría de borregos, gallinas y becerros, también se dedica a la agricultura la cual es para el consumo de su hogar y si existe un sobrante lo vende. Aun no ha perdido el oficio que aprendió de sus padres el cual es la elaboración de soga.
El dinero de su crédito lo va a invertir en la compra de alimento para sus animales y
Nylon para la elaboración de sogas.
Su meta es continuar creciendo en su actividad económica.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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