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María Celeste
The communal bank Bienestar y Progreso (Well-being and Progress) meets every other week in Colorado of the canton Montecristi. This area is known for its rich pre-colonial culture and for its nationally and internationally recognized artisanship. This is also the place of origin of the famous straw hats.

This is where María, 31 years old, lives with her husband and their two school-aged children (12 and 11 years old). Her husband is a businessman.

María is requesting this loan to help her husband. He has a car that he uses to distribute sodas. He delivers orders directly from the wholesale distributor to the cities of Montecristi and Manta. He is paid for each delivery. María, in order to earn her own money from home, sells phone cards, cellphone minutes from various phone carriers, and car parts. Her profits from these sales help her to pay for her children's education.

María will use this loan to buy phone cards, cellphone minutes from various phone carriers, and car parts. She has been a member of this communal bank for two years and says she likes it because the loans allow her to help her husband. María's dream is to give her children the best.
View original language description ↓
EL Banco Comunal Bienestar y Progreso se reúne cada quince días en Colorado del Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar vive la señora María, tiene 31 años de edad, está casada y de esta relación tienen dos hijos de 12 y 11 años que estudian en colegio y escuela. Su marido es comerciante.

Doña María realiza el crédito para ayudarle a su marido, él tiene un carro en el cual se dedica a la distribución de sodas, trabaja haciendo fletes todos los días directamente de la distribuidora mayorista a las ciudades de Montecristi y Manta, le pagan por cada flete realizado. Doña María por su parte para ganar algo propio en su casa se dedica a la venta de tarjetas y recargas telefónicas de varia operadoras, con lo cual a ella le queda algo que lo emplea en la educación de sus hijos.

Este crédito lo va emplear en comprar tarjetas, recargas telefónicas y repuestos de carro. Está en el Banco Comunal desde hace 2 años y le gusta porque con los créditos ella le ayuda mucho a su esposo.

Su sueño es darle lo mejor a sus hijos.

About Ecuador

  • $10,600
    Average annual income
  • 100
    View loans »
    Ecuador Loans Fundraising
  • $24,153,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped María Celeste to buy phone cards, cellphone minutes from various phone carriers, and car parts.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 17, 2013
Listed
Jun 29, 2013
Currency Exchange Loss:
N/A
Ended:
Nov 17, 2013