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Seleazar Alnacer
Seleazar is 26 years old, married and a mother to two children. She completed only the first three years of primary school and now splits her time between looking after the home and working in farming, growing coffee, corn and beans. Seleazar has a lot of experience as, from a very young age, she has worked in this area and her parents taught her how to work the land. Saleazar is grateful to her parents as it was them who left her a plot of land. This land was for her to start a business, which, in family traditional, would be in the agricultural sector.

Seleazar has applied for a loan from "COMIXMUL" in order to maintain her coffee crops and to avoid damages such as rust and other dangers. She will buy urea, fertilisers, manure and other products that will prevent her crops from deteriorating.

Seleazar's goals are to protects her crops as best as possible, and to avoid dangers and diseases, such as rust and other problems that can prevent having an excellent harvest. Seleazar will reinvest in her crops, support her husband and continue to support her children's growth, studies and other needs.
View original language description ↓
Seleazar es una joven de 26 años de edad, casada y madre de 2 hijos la cual tiene un grado de educación primaria no completado cursado hasta el 3 grado dedicada a los oficios domésticos y a la agricultura en lo que es el cultivo de café, maíz y frijoles. Ella tiene mucha experiencia ya que desde muy pequeña se ha dedicado a este rubro y fueron sus padres los que le enseñaron a trabajar la tierra y agradece a los mismos porque fueron ellos quienes le heredaron un pedazo de tierra para que ella pudiese comenzar con el negocio de la familia que por tradición es la agricultura.

Ella ha solicitado a la cooperativa COMIXMUL un financiamiento para dar mantenimiento a sus cultivos de café y evitar que sean dañados por la roya entre otros comprando fertilizantes, abono, urea, etc. productos que evitan el deterioro de sus cultivos.

Sus metas son las de proteger sus cultivos al máximo y evitar que sean dañados y contagiados con la roya entre otras plagas que lo puedan dañar para poder sacar una excelente cosecha y re-invertir en sus cultivos, apoyar a su esposo e ir formando un respaldo para el crecimiento, estudio y demás necesidades de sus hijos.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 38
    View loans »
    Honduras Loans Fundraising
  • $7,989,275
    Funds lent in using Kiva
  • 20.3
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Seleazar Alnacer to buy supplies for maintaining her coffee plants.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 25, 2013
Listed
Jun 29, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2014