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Jenny Del Carmen
Jenny is a 29-year-old woman. She lives in the Villa Venezuela neighborhood, which is an area with a lot of poverty and crime. She is married and does not yet have children.

She is studying to be a doctor and, at the same time, she makes a living by running a small grocery store. This is her only way of generating income, and she pays for her classes and household expenses with the money that she earns. She requests this loan to invest in the products that are in high demand by the people in her neighborhood.
View original language description ↓
Jenny, es una jovencita de 29 años de edad, habita en el barrio villa Venezuela una zonda donde hay mucha pobreza y delincuencia, es casada no tiene hijos aun, ella estudia la carrera de medicina y a la vez se dedica a su pequeño negocio de pulpería su único medio de generar ingresos con el que paga sus estudios y gastos del hogar. Solicita el crédito para invertir en la venta con productos de mayor demanda por los clientes del barrio.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.


About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $25,073,675
    Funds lent in using Kiva
  • 24.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Jenny Del Carmen to buy staple grains, canned goods, dairy products, and candy.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 12, 2013
Jul 1, 2013
Currency Exchange Loss:
Sep 19, 2014