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Julia
Julia, 21 years old, is single and doesn't have children. She lives in her parents' house with her 3 siblings. Julia works by selling beef. For this business, she has a stand in the main market of her town, where she cheerfully attends to her customers. She started the business 3 years ago with her own capital since she saw the need to earn her own source of income. At first, she had help from her parents but slowly became independent. She likes her business because it allows her to interact with people. Also, the income she earns lets her contribute to household expenses along with her parents, and pay for school. On the other hand, she doesn't like that some customers ask to purchase on credit, which she doesn't allow because she has had bad experiences with those type of sales. She has plans to implement her business and keep growing and earning more income.

At this time, she is requesting 3,800 soles and she is very happy to have the financial help provided to her, which allows her to move forward in her job. This is why she promises to make payments punctually. With this loan, she will buy a variety of meat cuts and beef to improve the quality of products she offers.
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Julia, de 21 años de edad, es soltera y no tiene hijos. Vive en la casa de sus padres en compañía de sus 3 hermanos. Julia se dedica a la venta de carne de res, para eso cuenta con un puesto instalado en el mercado principal de su localidad donde atiende muy amablemente a sus clientes. Se inició hace 3 años con un capital propio ya que vio la necesidad de generar su propia fuente de ingresos , al principio tuvo la ayuda de sus padres pero poco a poco fue independizándose. Le gusta su negocio pues le permite interactuar con las personas, del mismo modo los ingresos económicos que obtiene le ayudan a colaborar con sus padres en los gastos de su hogar y el pago de sus estudios universitarios. Por otro lado, lo que no le gusta es que algunos de sus clientes le solicitan créditos por sus compras a lo que ella se niega pues ya tuvo malas experiencias con ese tipo de ventas. Tienen planes de implementar su negocio y así seguir creciendo generando así más ingresos económicos. En esta oportunidad solicitará S/. 3800 y está muy contenta por el apoyo financiero que le brindan para que pueda seguir adelante con su trabajo, por está razón se compromete a pagar sus cuotas de manera puntual.Con el monto solicitado comprará una sierra de corte de carne y carne de res para mejorar la calidad de los productos que ofrece.

About Peru

  • $6,715
    Average annual income
  • 122
    View loans »
    Peru Loans Fundraising
  • $55,277,200
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,375 helped Julia to buy meat to improve the products of her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 27, 2013
Listed
Jun 28, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 19, 2013