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The client is a very hard-working, honest, and responsible person. He has sold fruits and vegetables in the various neighbourhoods around his home from his vehicle for two years. He lives in his own home with his family. With his income, he helps with his family's costs. He is requesting a loan for the wholesale purchase of more merchandise, and to maintain his vehicle because he needs it to get back and forth to sell his merchandise. This loan will help him make a better income and continue to help his family without any limitations.
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El cliente es una persona muy trabajadora, honesta y responsable, se dedica a la venta de frutas y verduras desde hace 2 años vende en su vehículo por las diferentes colonias que están cerca de su lugar de residencia, vive en casa propia con su familia, con las ganancias que obtiene ayuda en los gastos que su familia tiene, el cliente está solicitando un crédito para poder comprar mas mercadería por mayor y darle mantenimiento a su vehículo ya que es el que le sirve para poder trasladarse por las colonias para vender su mercadería, para poder obtener mejores ganancias y seguir ayudando a su familia sin limitación alguna.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 717
    View loans »
    El Salvador Loans Fundraising
  • $27,126,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped this borrower to buy fruits and vegetables wholesale and to maintain his vehicle.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jun 19, 2013
Jul 9, 2013
Currency Exchange Loss:
Jan 25, 2014