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Felix lives with his wife in their own home. He works cultivating corn and beans and has devoted many years to agriculture so he has a lot of experience in the industry. He is well known in the area and already has a good customer base. He gets the best crops so he sells quality products at very affordable prices, and the service is unmatched. Felix is characterized by his great kindness; he is an enterprising man eager to get ahead. He thinks taking advantage of opportunities will take him one step closer to success.

In the last crop he did not get the expected returns and this time, he wants to increase production, but needs more capital. He is requesting a loan from INTEGRAL that will allow him to purchase seeds, manure, herbicides, fertilizers, etc. Felix has references that he has good moral character, is responsible and has a good record of payment. He is confident that he can pay off the debt and at the same time give his family a full life.
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Don felix vive junto a su esposa en casa propia, él se dedica al cultivo de maíz y frijol tiene muchos años de dedicarse a la agricultura por lo que se ha hecho de mucha experiencia en el rubro, es muy conocido en la zona y ya tiene buena clientela pues obtiene las mejores cosechas, por lo tanto comercia producto de primera calidad y a precios muy accesibles, además el servicio es inigualable, don felix se caracteriza por su gran amabilidad, es un hombre emprendedor con muchas ganas de salir adelante, piensa que aprovechar las oportunidades lo llevaran un paso más adelante del éxito; en la última siembra no obtuvo las ganancias esperadas y esta vez quiere aumentar la producción, pero necesita de un apoyo de capital por eso le solicita a INTEGRAL un crédito que le permita comprar semillas, abonos, herbicidas, fertilizante, etc. don felix tiene referencias de tener una moral intachable, responsable y de muy buena paga, confía que podrá responder a la deuda y al mismo tiempo podrá darle a su familia una vida plena.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 646
    View loans »
    El Salvador Loans Fundraising
  • $28,178,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $375 helped Felix to buy seeds, manure, herbicides, fertilizer, etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Jun 10, 2013
Jun 28, 2013
Currency Exchange Loss:
Apr 16, 2014