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Najma is a 35-year-old married woman who works from home as a tailor. She has been in this line of work for two years now and is proud to be contributing to her household income. Her husband’s monthly income is not enough to fulfill the needs of the family members and that compelled Najma to use her stitching skills in a productive manner. Her hard work helped her establish a good clientele. To meet the orders of her customers on time, she requested a loan of Rs 30,000 to buy stocks of threads in different colors plus packs of zippers, buttons and laces. She hopes to grow her business and dreams of giving a good quality education to her children through all her hard work in her business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 406
    View loans »
    Pakistan Loans Fundraising
  • $15,152,450
    Funds lent in using Kiva
  • 99.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Najma to buy threads, zippers, buttons and laces.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 13, 2013
Jun 30, 2013
Currency Exchange Loss:
Jul 17, 2014