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Aram is 28 years old. He lives with his small family in Gavar, which is in the Gegharkunik region. Aram is married and has two children. His wife is a nurse and she works at the local poli-clinics. Aram has no higher education and he does some building and repairing work. Nevertheless, the main income of their family comes from farming. Aram is engaged in pig breeding. He has ten pigs, and the profit from meat selling is more than his monthly salary. Aram sells his farm product in different ways. Sometimes he sells it right from their house through resellers or he sells it to the local butchers.
Aram hopes very much that through Kiva lenders he can enlarge the number of his farm animals and he asks a loan of 500.000 Armenian drams to buy several pigs.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

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About Armenia

  • $6,300
    Average annual income
  • 110
    View loans »
    Armenia Loans Fundraising
  • $14,056,400
    Funds lent in using Kiva
  • 411.7
    Armenia Drams (AMD) = $1 USD
A loan of $1,225 helped Aram to buy several pigs.
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 30, 2013
Jun 30, 2013
Currency Exchange Loss:
Jul 30, 2013