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Djekafo 4 Group
In this Group: Yah , Yama , Kadia Y, Koumba, Rokiatou, Konimba , Hawa A, Djognini
The eight members of the Djekafo 4 group are all married women who live in traditional families. On average, they are 30 years old and have three children each. They all live in the village of Sirakorobougou, in the Ségou region (fourth administrative region of Mali). They know one another through their farming activities during the rainy season, and also through neighborhood, marriage and family ties within the village. They grow millet, groundnut and rice.

The members of the group have joined Soro Yiriwaso in order to buy small tools and agricultural inputs. This is their third cycle of farming loan.

Yah (standing second from the right in the photo) is a very active farmer during the rainy season in the village of Sirakorobougou. She plans to use her loan to plow her field, to buy seeds and fertilizers and then to pay some young people to weed her field.

She sells her crops for cash at the end of the rainy season and this allows her to repay her loan and have enough revenues to take care of her children and, to some extent, of her family.
View original language description ↓
Les huit femmes de Djekafo 4 sont toutes mariées dans les familles traditionnelles. Elles ont en moyenne 30 ans et 3 enfants. Elles vivent toutes dans le village de Sirakorobougou dans la région de Ségou (4ème région administrative du Mali). Elles se sont connues à travers leurs activités agricoles hivernales, des liens de voisinage, de mariage et de parenté dans le village. Elles font la culture d’arachide, du mil et du riz. Dans le but de s’acheter de petits equipements, de s’approvisionner en intrants agricoles, les membres du groupe ont intégré Soro Yiriwaso et sont à leur 3ème cycle de prêt de campagne.
Madame Yah (2ème femme debout à droite vers dans la photo) est une grande meneuse d’activités agricoles hivernales dans le village de Sirakorobougou. Elle compte utiliser son prêt pour labourer son champ, s’acheter des semences et d’engrais puis payer les jeunes pour sarcler son champ. La vente de ses produits agricoles se fait au comptant à la fin de l’hivernage pour payer son prêt et afin d’avoir de revenu pour prendre la charge des enfants, et une partie de celle de la famille.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,200
    Average annual income
  • 7
    View loans »
    Mali Loans Fundraising
  • $9,897,325
    Funds lent in using Kiva
  • 502.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Djekafo 4 Group's $1,050 loan helped a member to buy small tools, seeds and agricultural inputs.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 19, 2013
Listed
Jun 27, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 17, 2014