Emmanuel, 48, is a married man with five children. He lives in a rural setting of the Rakai district with his family. All his children attend school and he also takes care of his parents who are in old ages.
He is a business man who deals in a retail shop. He works seven days, fifteen hours daily because he has a constant flow of customers. He describes himself as a hard working man.
Emmanuel has been this business since 2007 and he started it in order to earn a living by supplementing his income.
He needs a loan of ugx.1,000,000 to buy retail items for his business that he sells to households around his area, so he can adequately meet all their needs.
Emmanuel hopes to expand his business so that he can sell on wholesale basis. His main challenge is delay of payments by his clients who take goods on credit.