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This is 30-year-old Daisy. She is married and has four children aged 15, 12, 10 and 7. She has two additional dependents, who live with her while attending school.

In 2011, Daisy established her provisions and cosmetics business. She began her business just for self-empowerment. Her business is located at the heart of town, and her main customers are women. Working seven days a week and 11 hours a day, she earns about SLL 650,000 every month from this business.

Daisy would like a loan in the amount of SLL 3,000,000. Daisy requires a loan in order to buy more provisions for her shop. She hopes that this loan will increase her capital base. In the future, Daisy plans to further increase her stock level. She appreciates the gesture she is receiving from Kiva. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 57
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 4,352.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Daisy to buy provisions and cosmetics.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 21, 2013
Jun 30, 2013
Currency Exchange Loss:
Dec 17, 2013