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Subhiyi is a 59 year-old married mother of seven children. For a living, she harvests olive trees, thyme leaves, vine leaves, and many other kinds of plants. Following the harvest, she turns the olives and the leaves into edible products, sells them or conserves them as a "Mouneh" (food that is conserved from one season to the other). She has been working in this field for 25 years now. Her husband is a concierge, and three of her underage children work.

However, even with five family members working, the family income is extremely low and is in no way sufficient to provide for a family of 9 individuals. Furthermore, Subhiyi did not have the opportunity as a child or even as an adult to acquire a proper education, because of her economic situation and that of her late parents. She is illiterate, which has been a great handicap in her life, and she wishes to be able to send her children back to school so that they can have a better life. However, it is nearly impossible considering the poverty they live in.

Thus, Subhiyi contacted Al Majmoua in order to acquire a loan, that would help her maintain the balcony where she sells her output, and would help her finance a "Mouneh" and seeds. As for the future, Subhiyi wishes to open up her own store where she would sell and trade what she harvests.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Lebanon

  • $15,800
    Average annual income
  • 175
    View loans »
    Lebanon Loans Fundraising
  • $17,449,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Subhiyi to maintain the balcony where she sells her output and help her finance making mouneh and seeds.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 28, 2013
Jun 30, 2013
Currency Exchange Loss:
May 17, 2014