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Anh's Group
In this Group: Anh, Mui, Nham, Dung, Thanh
Anh is 19 years old. She has a child who is two years old. Her husband is a carpenter to earn a living. He earns about 6,000,000 VND per month. Anh sells clothes in the market. She earns about 4,000,000 VND per month. She has done this job for three years. Her family’s income is about 10,000,000 VND per month.

Her challenge in work is a lack of capital to invest in her clothes shop and to open a carpentry store for her husband. Her dream is for her family to open its own carpentry store so her husband can work at home and she can expand her business. This loan is one of the steps that will help her reach this dream. Anh is a hardworking woman and a passionate businesswoman.

This is the first year that she is participating in SEDA’s credit program. In the first loan cycle, she wants to borrow 5,152,000 VND to buy more clothes to sell and expand her clothes shop. The profit will help her opening a carpentry store.

Other members who are part of Anh’s group include the following:
Mui is 55 years old. She has four children. She is a builder. She wants to borrow 5,152,000 VND to breed chickens;
Nham is 41 years old. She has four children. She has a farm and breeds chickens and pigs. She wants to borrow 5,152,000 VND to breed chickens;
Dung is 28 years old. She has two children. She sells water. She wants to borrow 5,152,000 VND to buy an ice chest;
Thanh is 19 years old. He sells wood. He wants to borrow 5,152,000 VND to buy a truck to transport wood.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 73
    View loans »
    Vietnam Loans Fundraising
  • $14,818,000
    Funds lent in using Kiva
  • 21,026.2
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Anh's Group's $1,250 loan helped a member to buy more clothes to sell and expand her clothes shop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 29, 2013
Jun 30, 2013
Currency Exchange Loss:
Jun 17, 2014