Dince has been running a kiosk for almost 6 months. It is a small kiosk at her home. She sells basic items such as cooking oil, coffee, salt, cereal, snacks, and candies for children. The income she earns from the business enables her to help her husband to cover her family's daily needs.
Currently, Dince dreams of improving her business by adding more stock to her kiosk, but she does not have the capital to do so. Therefore, she is requesting a loan of 12,500,000 IDR from TLM. This loan will help her to buy more stock, such as sugar, rice, biscuits, cigarettes and soft drinks. She also wants to buy 2 display cabinets and a refrigerator. Dince is expecting that TLM will approve her loan application.
About Tanaoba Lais ManekatThis loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.
TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.
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