Benita works every day as a laborer on a large agricultural estate. She works about 9 hours daily and believes she’s getting ahead because she’s very responsible and does her work well.
Benita is very grateful to Kiva lenders because thanks to the help they’ve given her she will be able to buy building supplies to build a room out of substantial materials (cement, sand, gravel, etc.) to be able to improve her children’s quality of life and Benita will thus gradually build her house with substantial materials and continue to strive to make her greatest dream reality: to provide her son with a profession and to be able to have a business of her own.
Cada día Benita trabaja como obrera en un fundo agrícola, ella labora alrededor de 9 horas al día, y cree que está saliendo adelante porque es muy responsable y sobre todo muy cumplida con su trabajo.
Benita esta muy agradecida con los prestamistas kiva ya que gracias a la ayuda que le han brindado ella podrá comprar materiales de construcción para hacer un cuarto de material noble (cemento, arena, ripio, entre otros) y poder mejorar la calidad de vida de sus hijos, así Benita poco a poco lograra ir construyendo su casa de material noble y seguir luchando para poder hacer realidad su más grande sueño:” Darle una profesión a su hijo y poder tener un negocio propio”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid