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Anonymous
This client lives in a relative’s house with his wife and one-year-old daughter. He has worked growing corn and beans for some years now. He earns his livelihood this way and is able to provide daily bread for his home. He does this activity year to year since it’s the only way he knows of earning his livelihood. He’s a very hardworking, honest, responsible man.

Despite the conditions he lives in which are very humble he does not tire of working and giving his family the best. He’s decided to request a loan to buy the main agricultural supplies: manure, pest poison, seeds, fertilizer, etc.

He hopes to obtain favorable results because he has no other source of income. He trusts in God that he’ll obtain an abundant harvest that will make it possible for him to continue providing daily bread for his home.
View original language description ↓
El cliente vive en casa de un familiar con su esposa y su hija de 1 año de edad, Él se dedica al cultivo de maiz y frijol desde hace algunos años. De esta forma es como se gana la vida y puede llevar el pan de cada día a su hogar. La actividad del cultivo la realiza año con año, y es la única forma que conoce de como ganarse la vida. Es un hombre muy trabajador, honrado y responsable. A pesar de las condiciones en las que vive, las cuales son muy humildes no se cansa de trabajar y de dar lo mejor a su familia. Ha tomado la decisión de solicitar un crédito para comprar los principales insumos agrícolas: abonos, venenos para plagas, semillas, fertilizantes, etc. Espera tener resultados favorables ya que no cuenta con otra fuente de ingresos. Confía en Dios que logrará obtener una cosecha abundante la cual le permitirá seguir llevando el pan de cada día a su hogar.

Additional Information

More information about this loan


This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   


Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.


About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

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About El Salvador

  • $4,900
    Average annual income
  • 478
    View loans »
    El Salvador Loans Fundraising
  • $23,334,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped this borrower to buy agricultural supplies.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 12, 2013
Listed
Jun 28, 2013
Currency Exchange Loss:
N/A
Ended:
Apr 16, 2014