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Elizabeth
Elizabeth, 22, lives in the city of Imperial, a city of varied climate where agriculture abounds especially growing corn and apples, among others. Elizabeth is the mother of a little two-year old girl who she loves very much and for whom she strives daily to be able to move her forward. Elizabeth is a young woman who very much wants to get ahead. This is why after much effort and saving she managed to start her own business selling children’s clothes. She works about 9 hours daily because she’s able with much effort to cover some of her household expenses with the fruits of her labor. Elizabeth believes that she’s getting ahead because she’s very gracious to customers and always offers good quality products at low price.

Elizabeth is very grateful to Kiva lenders because thanks to the help they’ve given her she will be able to buy children’s winter clothes like little sweaters, jackets, pants and sweatshirts, among others. She will thus be able to improve her income and have a wider selection of products on hand to offer her customers and she will be able to continue striving to reach her greatest dream: to provide her child with a profession and in future to have a space of her own for her business.
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Elizabeth tiene 22 años de edad, vive en la ciudad de Imperial, ciudad de clima variado y en el cual se desarrolla la agricultura, en especial el cultivo de maíz, manzana, entre otros. Elizabeth es madre de una pequeña de 2 años de edad, al cual quiere muchísimo y cada día se esfuerza para poder sacarla adelante. Elizabeth es una joven con muchas ganas de salir adelante, es por ello que luego de mucho esfuerzo y ahorro logro iniciar su negocio de venta de ropa de niños, ella labora alrededor de 9 horas al día, ya que con el fruto de su trabajo puede solventar los gastos de su hogar con mucho esfuerzo; Elizabeth cree que está saliendo adelante porque es muy amable con los clientes y siempre ofrece productos de buena calidad a precios bajos.

Elizabeth esta muy agradecida con los prestamistas kiva ya que gracias a la ayuda que le han brindado ella podrá comprar mas ropa para niños pero de estación de invierno, como chompitas, casacas, pantalones, buzos, entre otros; así ella podrá mejorar sus ingresos y poder tener mayor variedad de productos para ofrecer a sus clientes, lo que le permitirá seguir luchando para poder hacer realidad su más grande sueño:” Darle una profesión a su hijo y poder tener un local propio para su negocio”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 127
    View loans »
    Peru Loans Fundraising
  • $56,842,650
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD