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Salvador, 45, lives with his family in his own house. He works in agriculture growing corn and beans. He’s been in this occupation for several years and this is how he earns his daily bread. He’s a hardworking, responsible man who is very well-known in the zone because of his big heart and his kindness towards others.

Because planting season has arrived he wants to invest in seeds, manure, insecticide, etc. and to improve the land where he wants to plant which is shown in the photo because it’s very rocky and rustic. What he most wants is that his crop yield will be abundant and better than past ones because this is how he acquires his family’s sustenance. He trusts in God that with your help, his dedication and effort at work he’ll reach his dream of improving his family’s quality of life.
View original language description ↓
Salvador de 45 años de edad vive en casa propia con su familia, el se dedica a la agricultura, a la siembra de maíz y frijol. Se ha dedicado a esta actividad durante varios años y es así como se gana el pan de cada día. Él es un hombre trabajador, responsable y muy conocido en la zona por su enorme corazón y amabilidad para con los demás. Debido a que ya es temporada de siembra tomo la decisión de comenzar a prepararse. Es por esa razón que ha decidido solicitar este nuevo crédito a INTEGRAL para invertir en la compra de semillas, abonos, insecticidas, etc. y mejorar el terreno donde desea hacer la siembra que es el que muestra la fotografia ya que donde el reside los terrenos son muy pedregosos y muy rústicos, Lo que más desea es que su cosecha sea abundante y mejor que las anteriores, ya que esta es la forma en que él consigue el sustento para su familia. Confía en Dios que con su ayuda, su dedicación y empeño en el trabajo lograra el sueño de mejorar la calidad de vida de su familia.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 635
    View loans »
    El Salvador Loans Fundraising
  • $28,078,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Salvador to buy seeds and supplies.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Jun 10, 2013
Jun 28, 2013
Currency Exchange Loss:
Apr 16, 2014