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Sandy Rosalia
Sandy is a 23-year-old woman who lives in the city of Pisco. Pisco has a very warm climate, and beautiful, touristic landscapes as well as a variety of delicious foods. Sandy is the young mother of a 2-year-old daughter and together with her husband, she works every day to be able to provide her with a dignified life and a better future.

Due to a lack of economic resources, Sandy was only able to study through her senior year in high school, though she would have like to continue studying at a university. Each day, Sandy works selling food and soft drinks from her home. She works about nine hours a day and serves up to 30 customers daily. Sandy believes that she is getting ahead because she is very kind to her customers and, above all, she is a very good cook.

Sandy is very grateful to Kiva lenders because thanks to their support she has been able to buy an awning to put outside of her home and thus, offer her customers a more comfortable atmosphere. She will purchase tables, chairs, and a freezer. In this way, she will be able to better attend to her customers and increase her profits. Sandy will continue trying to turn her dream into a reality: "to own her own house and have a big restaurant."
View original language description ↓
Sandy es un joven de 23 años, vive en la ciudad de Pisco, ciudad de clima cálido, paisajes turísticos hermosos, asimismo tiene una gastronomía variada y deliciosa. Sandy es una joven madre de una pequeña de 2 años y junto a su pareja trabajan cada día para poder brindarle una vida digna y sobre todo poder ofrecerle un mejor futuro. Sandy debido a los pocos recursos económicos solo pudo estudiar hasta el quinto grado de secundaria, pero le hubiera gustado estudiar una carrera universitaria.

Día a día Sandy trabaja vendiendo comida y bebidas gaseosas afuera de su vivienda, ella trabaja alrededor de 9 horas al día y puede atender hasta 30 clientes diariamente; Sandy cree que está saliendo adelante porque es muy amable con los clientes y sobre todo tiene buena sazón.

Sandy está muy agradecida con los prestamistas kiva ya que gracias a la ayuda que le han brindado ella podrá comprar un toldo para poder colocarlo afuera de su vivienda y con ello brindarle mayor comodidad a sus clientes, asimismo comprara mesas, sillas y una congeladora, de esta manera podrá atender a sus clientes con mayor comodidad y poder mejorar sus ingresos, de esta manera seguirá luchando por hacer realidad su más grande sueño:” Tener su casa propia y tener un gran restaurante”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 85
    View loans »
    Peru Loans Fundraising
  • $58,982,775
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Sandy Rosalia to buy tables, chairs, an awning, a freezer, and other items.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 27, 2013
Jun 28, 2013
Currency Exchange Loss:
Jun 17, 2014