Due to a lack of economic resources, Sandy was only able to study through her senior year in high school, though she would have like to continue studying at a university. Each day, Sandy works selling food and soft drinks from her home. She works about nine hours a day and serves up to 30 customers daily. Sandy believes that she is getting ahead because she is very kind to her customers and, above all, she is a very good cook.
Sandy is very grateful to Kiva lenders because thanks to their support she has been able to buy an awning to put outside of her home and thus, offer her customers a more comfortable atmosphere. She will purchase tables, chairs, and a freezer. In this way, she will be able to better attend to her customers and increase her profits. Sandy will continue trying to turn her dream into a reality: "to own her own house and have a big restaurant."
Día a día Sandy trabaja vendiendo comida y bebidas gaseosas afuera de su vivienda, ella trabaja alrededor de 9 horas al día y puede atender hasta 30 clientes diariamente; Sandy cree que está saliendo adelante porque es muy amable con los clientes y sobre todo tiene buena sazón.
Sandy está muy agradecida con los prestamistas kiva ya que gracias a la ayuda que le han brindado ella podrá comprar un toldo para poder colocarlo afuera de su vivienda y con ello brindarle mayor comodidad a sus clientes, asimismo comprara mesas, sillas y una congeladora, de esta manera podrá atender a sus clientes con mayor comodidad y poder mejorar sus ingresos, de esta manera seguirá luchando por hacer realidad su más grande sueño:” Tener su casa propia y tener un gran restaurante”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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Success!! The loan was 100% repaid