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Update on Orlando

Orlando is a hard-working young man who is married and has a 5-year-old son. The family currently lives in a poor area of Cochabamba in their own home that they managed to buy a few years ago as a result of Orlando's work providing a transport service. Orlando currently needs to finish building his home as the house still doesn't meet the basic requirements for his young son and family to lead a decent life in a healthy environment. Orlando's future plans include taking out a further loan to build a wall around his home as it currently doesn't have one.
View original language description ↓
Orlando es una persona trabajadora y joven. Tiene su esposa y un niño de 5 años. Actualmente Orlando vive junto a su familia en una zona marginada de Cochabamba. Viven en su propia vivienda que adquirieron hace unos años, fruto del trabajo que realizan con el servicio de transporte. Actualmente Orlando necesita terminar de construir su vivienda, ya que aun no tiene los requerimientos básicos para que su vivienda mantenga las condiciones saludables donde su pequeño hijo y familia puedan llevar una vida digna. Entre sus planes futuros Orlando planea obtener un nuevo préstamo para amurallar su domicilio puesto que actualmente no tiene muralla.

Previous Loan Details

Orlando F. is 23 years old and is married to Ms. Maria Estevez. They have one small child for whom they care for and make sacrifices. They live in the Villa Pagador area in the city of Cochabamba. Orlando provides transportation services using his own vehicle. Orlando works hard every day so that... More from Orlando's previous loan »

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $5,500
    Average annual income
  • 155
    View loans »
    Bolivia Loans Fundraising
  • $32,292,125
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD
A loan of $1,025 helped Orlando to carry out building work on his house.
Repayment Term
39 months (Additional Information)
Repayment Schedule
May 31, 2013
Jun 28, 2013
Currency Exchange Loss:
Jul 28, 2013