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This is 44-year-old Makiatu. She is married and has 4 children, aged 24, 18, 16, and 9 years. In 2008, Makiatu established a business selling skirts, jeans, blouses, and shoes. She began her business because she wants to support her husband in seeing that their children attain their educations to the fullest and to help financially in taking care of some problems at home. She operates her business 6 days a week, 12 hours a day, and she earns SLL 1,200,000 every month.

Makiatu would like a loan in the amount of SLL 5,000,000 in order to add to her business capital so that she can buy more stock and realize more profit. She hopes that this loan will increase her profit by SLL 900,000. In the future, Makiatu plans to rent a shop at the main market. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 29
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 4,345.4
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Makiatu to pay for skirts, jeans, blouses, and other clothing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 21, 2013
Jun 30, 2013
Currency Exchange Loss:
Jan 17, 2014