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Update on Celia

Celia continues living in the city of Huancarani, in Huancarani province. This is where she carries out her personal and business activities. She continues growing, harvesting and selling cereals such as wheat, barley, 'moraya' (freeze-dried potato), corn, etc. She has been in this business for a number of years and is doing very well thanks to the effort that she puts into her work.

On this occasion, Celia needs a loan to buy seeds and fertilizers. She still belongs to Asociación Arariwa's "Mamacha Rosario" community bank and is grateful for the opportunity she is being given. She pledges to make her loan repayments on time.
View original language description ↓
Celia continúa viviendo en la ciudad de Huancarani de la provincia de Huancarani y donde realiza sus actividades personales y económicas, ella continua dedicándose a la cosecha, cultivo y a vender cereales como por ejemplo trigo, cebada, moraya seca, maíz y otras cosas más. Ya son varios años que se dedica a este negocio y le va muy bien gracias a su empeño que pone en su trabajo.

En esta oportunidad Celia requiere el préstamo para compra semillas y abonos, pues continua en el banco comunal “Mamacha Rosario” de la Asociación Arariwa y se encuentra agradecida por la oportunidad brindada mediante este medio y así mismo se compromete a cumplir con el pago correspondiente al cronograma.

Previous Loan Details

Celia was born in the district of Kosñipata in the province of Paucartambo, department of Cuzco. She is 35 years old and is in a common law marriage, from which she has one son. Celia lives in the city of Huancarani in the province of Huancarani, where she does all types of activities. She works ... More from Celia's previous loan »

Additional Information

More information about this loan

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 128
    View loans »
    Peru Loans Fundraising
  • $58,863,350
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Celia to buy seeds and fertilizer.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 11, 2013
Jun 28, 2013
Currency Exchange Loss:
Nov 17, 2013
This photo was used before for a previous loan for Celia. It was first posted on Kiva on Feb, 2012. Learn More