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Update on Martha

Martha, a modest merchant who lives in the city of León, is married and the mother of three children.

She says her previous loan helped her stock more products in her grocery store, which allowed her to attract more customers and improve her sales. Before she had only one cabinet to display her products and now she has two. She's very grateful because it's allowing her business to grow.

Currently she needs a new loan to buy rice, oil, sugar, beans, eggs, and milk wholesale because they're the products most in demand that her customers look for every day. Giving her customers what they need will allow her to keep them loyal.
View original language description ↓
Martha, una humilde comerciante habitante de la ciudad de León, casada, madre de tres hijos, de oficio comerciante. Ella expresa con su anterior crédito le ayudo a surtir de más productos su pulpería, esto le permitió atraer más clientes y mejorar sus ventas antes solo tenía una vitrina ahora tiene dos vitrinas que le sirven para exhibir sus productos, está muy agradecida por permitir que su negocio este creciendo.
Hoy está necesitando un nuevo financiamiento para comprar arroz, aceite, azúcar, frijoles, huevos y leche al por mayor pues son los productos que más demandan tienen y a diario buscan sus clientes. Pues esto le permitirá mantener a su clientela fiel ofreciéndoles lo que necesitan.

Previous Loan Details

Martha is originally from Managua, but she lives in León. She is married, 39 years old, and is the mother of three children who are 11, 9, and 2 years old, respectively. She is a shopkeeper; she owns a small grocery store. She began this business through an inheritance. Before, she sold chicken, ... More from Martha's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 95
    View loans »
    Nicaragua Loans Fundraising
  • $24,742,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Martha to buy rice, oil, sugar, beans, eggs, and milk.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 17, 2013
Jun 28, 2013
Currency Exchange Loss:
Oct 17, 2014