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Ronald Guillermo
Ronald, 33, lives in his own house with his parents. He has a store where he sells necessity items: beans, milk, eggs, bread, and other things. He has had his business for many years, which has given him sales experience that allows him to earn the best profits.

His store is located in his house in a very busy area. He has acquired a lot of customers because his is the most-stocked store. People prefer him and support him over the competition because he always has what they need: quality products, affordable prices, and incomparable customer service.

Ronald is energetic and dedicated to his job, and he has many goals in mind. His biggest secret to success is persistence and love for his job. He knows that's the only way to achieve what he wants.

Like any good merchant he wants to grow his business and make a new investment. He needs capital, though, so he's asking Integral for a loan to buy basic grains, sweets, eggs, bread, beverages, etc.

Ronald has a good payment record and is certain he'll repay his debt. He also trusts he'll give his family a better quality of life.
View original language description ↓
Ronald de 33 años de edad vive en casa propia con sus padres, posee una tienda donde vende artículos de primera necesidad, frijoles, leche, huevos, pan, entre otros, tiene muchos años con su negocio y eso le ha regalado experiencia en las ventas que le permite obtener las mejores ganancias, está ubicada en el lugar de su residencia en una localidad muy transitada, se ha hecho de mucha clientela, pues tiene la tienda mas surtida, las personas lo prefieren y lo mantienen delante de la competencia porque siempre tiene lo que necesitan con producto de calidad, a precios accesibles y con un servicio inigualable siempre a la orden de los clientes, Ronald es un hombre dedicado a su labor, enérgico y con muchas metas por delante, su mas grande secreto para alcanzar el éxito, es la constancia y el amor al trabajo sabe que solo así logrará lo que desea, como todo buen comerciante quiere acrecentar el negocio y realizar una nueva inversión pero necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar granos básicos, golosinas, huevos, pan, bebidas, etc. ronald tiene buenas referencias de pago, asegura que cancelara la deuda y a la vez confía en que le dará a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 481
    View loans »
    El Salvador Loans Fundraising
  • $23,334,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Expired
A loan of $1,000 helped Ronald Guillermo to buy basic grains, sweets, eggs, bread, beverages, etc.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 12, 2013
Listed
Jun 28, 2013
Currency Exchange Loss:
N/A
Expired:
Jul 28, 2013