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Reina
30-year-old Reina is a hard-working, entrepreneurial woman who is full of life and good health. She is the single mother of three children who she supports and takes care of. Reina did not complete her own primary education. She only studied up to the second year then had to stop because her parents were unable to support her financially. When she was a little girl, Reina's parents taught her to work the land as that was their family tradition and the only way they had of making income. Reina owns the land that she and her family currently work. It is located just 50 meters from her home and she walks there every day. The only challenges she faces are seasonal price fluctuations, changes in the weather and pests damaging her crops if she doesn't manage to deal with them in a timely manner.

Reina has requested financial support from COMIXMUL to buy fertilizers, manure, urea, Gramoxon and other supplies that she needs to keep her crops free of pests, with good foliage and good color.

Reina's dreams and future plans as a mother are to see her children graduate and become professionals so that they can improve their lifestyle and their skills and successfully face any financial problems that may arise with a strong inheritance behind them.
View original language description ↓
Reina de 30 años de edad es una mujer luchadora, emprendedora, con mucha vida y salud la cual es madre solera de 3 hijos a los cuales apoya y respeta muchos. Ella tiene un grado de educación primario no completado cursado hasta el segundo grado por lo que ella no pudo continuar estudiando por la falta de apoyo económico por parte de sus padres mismos que desde pequeña le enseñaron a trabajar la tierra ya que es una tradición familiar y su único medio de ingreso económico. La tierra que ella trabaja en compañía de su familia es propia y está ubicada a una distancia de 50 metros de su casa de habitación a la cual se traslada a pie diariamente. Ella encuentra como su único desafió la baja de los precios en temporadas, los problemas con los cambios climáticos pero sobre todo los problemas de plagas en sus cultivos de no ser tratados a tiempo.

Es por ello que ella ha solicitado a COMIXMUL un apoyo financiero con el cual ella podrá comprar fertilizantes, abono, urea, gramoxon entre otros que mantendrán su cultivo con un buen follaje, un buen color y libre de plagas.

Sus sueños y planes a futuro como madre de familia es ver a sus hijos graduados a nivel profesional para que puedan mejorar su estilo de vida, sus conocimientos y puedan enfrentar los problemas económicos de manera favorable con un patrimonio fortalecido.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 11
    View loans »
    Honduras Loans Fundraising
  • $8,476,875
    Funds lent in using Kiva
  • 20.3
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Reina to buy supplies for protecting and maintaining her coffee crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 24, 2013
Listed
Jun 28, 2013
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2014