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Miramar Femenina- Group 4
In this Group: Rosa, Senobia, Florencia, Ana, Ramona
Ms. Rosa D. has accessed loans from Esperanza for four years. She has operated her business for five years. She owns a fruit shop where she sells items ranging from bananas to melons. Although she started business a year prior to receiving her first loan, her business needed a strong financial boost from Esperanza. Her loans are currently used to purchase the fruit that she sells. She is an avid member of her church and also enjoys going to the nearby beach and dancing. Her favorite food is fried fish. Rosa hopes to expand her business by beginning to sell more items such as chicken. This will increase her income and allow her to better provide for herself and her family.


Ms. Rosa D. is a member of a 5 person group (Group 4) that is part of a 35 person micro-bank called Miramar Feminina. In the picture, Ms. D. is first on the left. She is pictured with her group members and other members of the micro-bank.

Rosa's story is just one of a list of men and women who are improving their quality of life through the help of Esperanza's micro-credit loans. This group has united with a common vision of a better life with faith and hope in their hearts and an unbreakable spirit. Each associates in this bank has a similar business, whether it is selling fruit or operating a taxi service. Thank you for your support.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Dominican Republic

  • $9,700
    Average annual income
  • 1
    View loans »
    Dominican Republic Loans Fundraising
  • $8,161,575
    Funds lent in using Kiva
  • 34.4
    Dominican Republic Pesos (DOP) = $1 USD