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José Alfredo
José, 25 years old, lives in the city of Cartagena where he sells fish, a business with which is generates income to sustain his family, composed of his wife and small daughter, who is one year old. Before starting to work independently, he helped his father in the same business. He sells the seafood face-to-face as well as through orders placed by what are now his steady customers. Jose sells on cash and on credit from 8 am to 2 pm daily. His main customers are clients who are familiar with the freshness and quality of the fish that Jose sells, and they place their orders. Because of this, Jose's goal for the future is to establish a shop and meat market because his greatest dream of prosperity is to make improvements to his home, and surely this dream will come to pass. Currently, Jose is requesting a Kiva loan, his first loan from Kiva partner Fundacion Mario Santo Domingo. He will use it to purchase a lot of fish as well as chicken because he will sell chicken since he is going to start offering this product again because he is very familiar with it. With this plan, his business' sales will grow because this is exactly the success of a Kiva loan that is well invested.
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José de 25 años de edad, habita en la ciudad de Cartagena, donde se dedica a la venta de pescado, actividad con la cual genera ingresos para sostener a su familia, conformada por su cónyuge y su pequeña hija de 1 año de edad. Antes de iniciar de manera independiente, apoyaba a su padre en este mismo negocio sus productos del mar, los comercializa voz a voz y mediante pedidos que hacen sus hoy clientes fijos. Jose vende de contado y también ofrece créditos desde las 8 de la mañana hasta las 2 de la tarde diariamente. Sus principales clientelas son sus clientes que conocen la frescura y calidad del pescado que vende José y hacen sus encargos, por eso su meta mas adelante es establecer un punto comercial y agregarle carnicería, porque su mayor sueño de prosperidad es hacer mejoramiento a su vivienda y muy seguramente a esa meta llegará. En la actualidad Jose está aplicando a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, mediante el cual comprará mucho pescado y también pollo porque venderá pollo, debido a que va a retomar este producto en su oferta, porque lo conoce muy bien, con ello planea que en su negocio se incrementen sus ventas, porque esto es justamente el éxito de un credikiva bien invertido.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Tags

About Colombia

  • $6,070
    Average annual income
  • 182
    View loans »
    Colombia Loans Fundraising
  • $13,171,600
    Funds lent in using Kiva
  • 1,940.6
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped José Alfredo buy a lot of fish as well as chicken.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 14, 2013
Listed
Jun 27, 2013
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2014