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San Jose Obrero Group
In this Group: Venancia, Gessica, Pablina, Dolores, Vviana, Marta, Isabel, Juana, Gloria, Pablina, Sonia, Ramona, Remigia, Guillerma, Lilian, Vilma, Isabel, Nancy, Emila, Juana*
* not pictured
The San Jose Obrero committee formed with the coming-together of several neighbors in the city of Santani, a city with low access to communication means. The majority of the members are from the surrounding colonies.

Gessica is a hairdresser, and she also has a fast-food stall. You can see her as a very hardworking person, and she always finds herself with plenty of work. She is fighting for her family, to be able to give them what she could not have. She also tells us that she dreams of her colony growing and that there will be better security for the residents.

She is requesting this loan to be able to purchase supplies for her hairdresser shop and also for her fast-food stall, which are her main sources of income.
View original language description ↓
El comité “San Jose Obrero” se formó con la unión de varias vecinas de la ciudad de Santaní, una ciudad con difícil acceso a los medios de comunicación. La mayoría de las integrantes son de las colonias de los alrededores.
La Sra. Gessica es peluquera y también tiene un copetín, como se puede ver es una persona muy trabajadora y que siempre se encuentra cargada de mucho trabajo, ella está luchando por su familia, para poder darles lo que ella no pudo tener. También nos dice que sueña con que su colonia crezca y que tenga una mayor seguridad para los habitantes.
Solicita de este crédito para poder invertirlo en la compra de insumos para su peluquería y también para su copetín, los cuales son sus fuentes de ingreso principales.

Additional Information

More information about this loan

This loan is designed for poor clients living in rural areas with high levels of crime and social conflict. These clients, working primarily in agriculture, are often ineligible for credit from formal financial institutions because of the high-crime area they live in, their lack of adequate collateral (like a land title), and the likelihood of low agricultural production due to bad weather or pests. Fundación Paraguaya is committed to serving these clients with loans and other wraparound services tailored to their needs. It also provides clients working in agriculture with access to discounted training courses at a local agricultural school to teach them how to improve their crop yields.

About Fundación Paraguaya

Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Paraguay

  • $4,555
    Average annual income
  • 75
    View loans »
    Paraguay Loans Fundraising
  • $30,204,950
    Funds lent in using Kiva
  • 4,452.4
    Paraguay Guarani (PYG) = $1 USD

Success!! The loan was 100% repaid

A portion of San Jose Obrero Group's $3,450 loan helped a member purchase supplies for hairdressing and a fast-food stall.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 29, 2013
Listed
Jun 27, 2013
Currency Exchange Loss:
Covered
Ended:
Jan 17, 2014