Beatriz is 47 years old. She is married and has three school age children. She sells seasonal clothing and shoes. She sells her products on foot and visits various markets and fairs. She is in her first loan sequence with the institution. Beatriz is going to use this loan for the purchase of wholesale clothing and shoes such as sweaters and jackets to stock her business as the cold season in nearing and during this season, she has many sales and even orders. The reason she is requesting this loan is because she doesn’t have capital. In her business, Beatriz faces the challenge of daily competition. She is going to use the benefits to buy a sales stand. She wants to stock her business and offer a variety of products to her customers. Beatriz feels happy and grateful to the institution for the support they provide because it permits her to improve her business.
La Sra. Beatriz tiene 47 años, casada con tres hijos que se encuentran en edad escolar, ella se dedica a la venta de ropa según la temporada y también zapatos, ella vende sus producto de manera ambulante visitando distintos mercados y ferias, este préstamo es su primera secuencia dentro de la institución, la Sra. Beatriz va a usar este préstamo para la compra de ropa y zapatos por mayor como chompas y chamarras para surtir su negocio ya que se acerca la época de frio, y esta época tiene mucha venta e incluso pedidos , su razón para solicitar este préstamo es falta de capital, la Sra. Beatriz enfrenta retos en su negocio que son la competencia diaria, va a utilizar los beneficios en comprar un puesto de venta, su deseo para su negocio tener mercadería surtida para ofrecer variedad de productos a su clientes, la Sra. Beatriz se siente feliz y agradecida con la institución por el apoyo brindado ya que le permite mejorar en su negocio.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.